Finding cash is a breeze.

A quick, easy and secure process.

  • Tell Us About Yourself

    Fill out the easiest loan app you’ve ever seen. Our form only take a few minutes to complete; the information you provide will be shared with participating lenders in our network who may approve your loan form for funding.

  • “Swift” Lending Decisions

    We chose our name for a reason. Our state-of-the-art technology can present a loan form to hundreds of lenders in seconds. On average, an actual lending decision can take a few minutes. If your loan form is approved, you will be instantly connected with a lender to review the details of your loan.

  • Funds Deposited In Your Account

    If approved, customers typically can expect funds deposited into their account within 24 hours. The approval process, funding time and disbursement of funds will vary by lender.

This is how we roll.

Simple. Safe. Secure. It’s what we’re all about!

  • We’re Honest About Money

    While a lending decision can occur within a few minutes, if you are approved, it typically takes up to 24 hours to receive cash in your account. Each lender will have their own loan qualification criteria and approval times.

  • We Safeguard Your Info

    Your privacy is important to us. At Swift, we leverage the latest technologies to protect our customers and their data. Rest assured that all personal information you provide in your loan form is fully secure and encrypted.

  • Easiest App On The Web

    Filling out financial forms can often be time-consuming and confusing. So we designed our loan form with the customer in mind. Our simple form can be completed in minutes.

  • Our Partners Are Pretty Awesome

    We only work with the best. Our network of lenders and lead buyers are hand-picked for quality. We strive to work with helpful and responsive lending partners to ensure our customers have a great experience.

  • You’re In Control

    So you’ve been approved, what’s next? Just because you’re approved doesn’t mean you need to accept the offer with the lender. We recommend that you review your offer details and you decide if the loan is right for you.

  • We’re Here For You

    We want to make sure your experience is simple and satisfying. If you need assistance, please email us at

We get this all the time.

There’s no such thing as a stupid question.

  • What is SwiftMoney?

    SwiftMoney is a lender referral service, it does not issue loans or make credit decisions. If we are able to pair you with a lender, you will be shown the terms, rates, annual percentage rate (APR) and fees associated with any loan you may be offered by that lender when we connect you with it. The credit products offered by our participating lenders are expensive forms of credit that should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

  • What kind of loans are available?

    The types of credit that may be available will be determined by the lender. SwiftMoney will share your information with our network of participating lenders and advertisers. Not all who apply for credit will be chosen by a lender or approved for credit. If you are chosen, the lender may ask you to complete a brief loan form and may run a credit check using a specialized credit bureau. If you are not chosen by a lender, we may offer you opportunities to submit your information to other networks. Please review the terms of their privacy policies before you share your information.

  • What are the fees for a loan?

    SwiftMoney does not charge a fee to use this website. We collect your information and share it in our network in accordance with our Privacy Policy. If you are chosen by a lender and are offered credit, the annual percentage rate (APR), fees and charges will be disclosed by the lender when you are chosen, and may vary depending on the lender and type of credit offered. If you are chosen by a lender, you should review the terms of the offer carefully.

  • How much will a loan cost?

    If you are chosen by a lender, you will be shown the terms, rates, annual percentage rate (APR) and fees associated with any loan you may be offered by that lender when we connect you with them. Please review this information carefully and make sure that you understand how much money you will receive and how much you are required to pay back. Remember, you are never under any obligation to agree to a loan – never sign a loan agreement unless you fully understand and agree with all terms and provisions.

  • Will my personal information be safe?

    All of your information is encrypted to ensure your privacy and security. The website utilizes a 128-bit SSL certificate for all input items. This means your information is secure and private. All the information you submit is sent through a secure server, and we keep your information in a secure database. You can find more information about how we protect, store and use your information by reading our Privacy Policy.

  • What is required to get a loan?

    The lenders who participate in our referral service will have their own criteria to determine whether an applicant is eligible for a loan. Typically, however, you must be at least 18 years old, employed or have regular income, and satisfy the lender’s underwriting requirements.

  • How do I apply for a loan?

    All you have to do is complete our online form. We will use the information you share to try and connect you with a lender. If we are able to connect you with a lender you will be directed to the lenders site where you will be able to review the loan terms being offered to you prior to making a decision.

  • How much can I apply for?

    We provide customers the option to request $200 to $2500 for any reason. Loan amounts will vary by lender. Not all customers who submit a loan form will be connected with a lender or approved for a loan.

  • If approved how do I receive my cash?

    Each lender will have their own methods for disbursing money to an approved customer. However, the most common method for receiving funds would be through electronic deposit into an approved customers bank account.

Additional FAQ's

About Us

SWIFT Money is one of America’s leading personal lender networks.

Since 2020, SWIFT has been connecting hundreds of thousands of consumers with opportunities to review lending offers from cash advance, short-term installment, and term-based personal loan providers. While there are many sites that promise quick cash in an emergency or easy approvals, SWIFT focuses on providing a simple and safe destination for consumers to receive available loan offers through our growing network of personal lenders and advertisers. While SWIFT is not a lender, or direct provider of loans, broker or endorse of any specific provider, we do pride ourselves in being a valuable financial resource to our customers. Our overall goal is to provide quality loan offers to consumers needing cash, and to do so swiftly.

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